Ken’s area of expertise is in advising mortgage banks, mortgage insurers, and reinsurers both domestically and internationally, and governments on managing mortgage credit risk. He has consulted and implemented solutions involving pricing, credit risk transfer, loan loss reserving, portfolio risk management, loan performance modeling, and validation and housing policy. He also serves as lead consultant on many of the firm’s assignments involving front- and back-end credit risk transfer (CRT), lender transactions, deeper coverage mortgage insurance, and reinsurance transactions.
Prior to joining Milliman, Ken held management positions at several mortgage insurance companies and one of the nation’s largest mortgage originators, where he specialized in risk management, loss modeling, product development, mortgage scoring, mortgage reinsurance, and negotiating structured transactions.
Another of Ken’s areas of expertise is digital transformation. He has experience assisting clients in exploring and exploiting data science, business intelligence, and AI/ML decision-based systems.
